Company's 401(k) Plan.
01 January 2011
Over the past few months we have issued over 100 logins to the Smart Investor Wealth Management System (SIWMS). As part of our ongoing service to you, we would now like to offer all Smart Investor clients access to the program.
The Smart Investor Wealth Management System is a powerful, detailed program. If you would like to learn more about the program, go to our website, www.smart-investor.cc, and then click on "Smart Video, Life in a Box" in the left-hand column. The short clip will give you an overview of the system.
If you would like to have access to this powerful program, please contact our office and request login information.
Once you have been issued a login, we will link your Smart Investor account that is custodied at Schwab to the SIWMS. You will immediately see your Smart Investor account information on the "Welcome" page when you login. If you have a company-sponsored retirement plan through The Retirement Plan Company or First Mercantile, we can assist you with linking those accounts to the SIWMS. You will need to have your personal login and password for those accounts.
These past few years have been difficult ones for us all. Many of us are concerned about what we have put aside to provide for our retirement. One of the tools provided through SIWMS to assist you is a Retirement Goal Calculator. This valuable tool is located under the "Tool" tab on your individual website.
The calculator quickly and easily projects the future income available for retirement. The planner helps you estimate how well your savings program is preparing you for retirement. The calculator assists you in figuring out how much you’ll need and your chances of getting there. It estimates if you can expect a shortfall or a surplus of funds. If there is a shortfall, suggestions are made on how to make up that shortfall. If there is a surplus, suggestions are made on how you can change savings, risk or costs, yet still have sufficient funds for retirement.
This system is being offered to all our clients, both individuals and retirement plan participants. We hope you all take advantage of this powerful tool.
If you have questions about the Smart Investor Wealth Management System, contact Cathy Keck at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or 916-435-2100.