Meet The Team

Allan Henriques

President and Chief Executive Officer

Allan Henriques, established Smart Investor in June of 2001 and currently serves as President and Chief Executive Officer for the firm. In this role, Allan is responsible for the implementation of the firm’s business plan, the management and oversight of company operations, and creating and maintaining client relationships.

Allan is a former attorney, a Registered Financial Consultant (RFC), as well as an Accredited Investment Fiduciary (AIF) and Accredited Investment Fiduciary Analyst (AIFA).  He works with individual and institutional clients throughout the United States. For over 25 years, Allan has drawn on his legal and financial services experience to help clients meet their financial objectives while legally reducing potential tax liabilities and protecting their estate values. His professional mission is to assist his clients achieve financial security and live a financially balanced life.

Allan is actively involved in the community and currently serves on the Board of Directors for the Auburn Boys & Girls Club and the Sutter Roseville Medical Center Foundation. Allan and his wife, Linda, live in Auburn, CA. In their free time, the couple enjoys traveling and spending time with their five adult children and fourteen grandchildren.

Education

• B.A. Political Science, University of California,Davis
• J.D. McGeorge School of Law, University of the Pacific

Professional Designations & Licenses

• Registered Financial Consultant
• Accredited Investment Fiduciary® (AIF®)
• Accredited Investment Fiduciary Analyst
• Accredited Estate Planner
• Certified Investment Specialist
• Investment Advisor Representative
• FINRA Series Licenses 7, 24, & 63 with LPL Financial
• California Life and Health Insurance License (License No. 0643743)

Associations & Memberships

• Member, California State Bar (inactive status)
• Member, Financial Planning Association
• Member, Sacramento Estate Planning Council

View Allan Henriques's profile

Cathy Keck, CFP®

Executive Assistant

Cathy Keck serves as the Executive Assistant to Allan Henriques providing support on all client services including estate planning, financial planning and retirement planning needs. Cathy also works with Smart Investor’s Retirement Planning Team to evaluate and implement retirement plans.

Cathy began her financial services career in 1992 and has gained a wealth of knowledge over the years working for a variety of financial planning and investment advisory firms. In 2001, she formed her own financial planning and consulting services firm which she operated until she retired in 2005. In 2007, Cathy came out of retirement to join the Smart Investor team. Cathy’s professional philosophy is that education, understanding and setting expectations is the combination to a successful plan. She works diligently to ensure she is always adhering to this philosophy.

In her spare time, Cathy enjoys spending time with her husband. Her hobbies include quilting and cooking.

Professional Designations & Licenses

• CERTIFIED FINANCIAL PLANNER™ Professional
• Registered Administrative Associate with LPL Financial
• FINRA Series Licenses 7, 63, 65 and 66
• California Life and Health Insurance License (License No. OB91484)
• Notary Public

Christine Ford

Office Manager; Company Accounting Supervisor; and Charitable Trust Administrator

Chris Ford has been a valued member of the Smart Investor team since the firm’s inception. She currently serves as the company’s Office Manager; Company Accounting Supervisor and Charitable Trust Administrator. In the role of Charitable Trust Administrator, Chris provides Smart Investor’s clientele with exceptional service co-ordinating beneficiary payouts and tax returns.

Beginning her career in the financial services industry in 1990, Chris brings 30 years of experience to the Smart Investor team. Her prior positions included being a Paralegal/Legal Secretary where she assisted estate planning attorneys with the preparation of revocable, irrevocable and charitable trusts. In addition, she previously served as a portfolio administrator for a variety of investment management firms where she prepared financial plans consisting of estate, retirement, education, long-term care, and life insurance needs analysis.

Chris currently resides in Grass Valley where she enjoys gardening, quilting and reading.

Education

• A.S. Accounting, Sierra College
• A.A. Legal Assisting, American River College

Professional Designations & Licenses

• Professional Legal Secretary Designation
• Paraprofessional Financial Planning Certification
• Administrative Associate with LPL Financial
• FINRA Series Licenses 7 & 63
• Notary Public

Associations & Memberships

• Former Board Member & Treasurer, AnimalSave

James Landua

Vice President Investment Services

James Landua serves as Vice President of Investment Services. In this role, he supervises the overall management of client portfolios, including portfolio construction and rebalancing. Jim is also a member of the Smart Investor Investment Committee that is responsible for making strategic decisions regarding changes of investments or investment related concerns, and that reviews overall performance of client portfolios. Drawing on his educational background in Computer Systems Management, Jim also acts as the firm’s Information Technology Manager.

Jim brings 18 years financial services industry experience to the Smart Investor team. Prior to joining the firm, he served as a Registered Representative working directly with clients to make prudent investment and financial planning decisions and as the Portfolio Manager for a Registered Investment Advisor firm in the Sacramento Area.

Jim is dedicated to educating Smart Investor clients about the firm’s rational management investment strategy. His professional philosophy is that receiving market returns is a better strategy than active management and speculative investing.

Residing in Fair Oaks with his wife Garey Sue, Jim enjoys golfing and spending time with his two daughters and grandchildren. A retired U.S. Naval Officer, Jim actively volunteers at the Twin Lakes Food Bank and at Journey Church.

Education

• B.S. Mathematics, Bucknell University
• M.S. Computer Systems Management, United States Naval Postgraduate School

Professional Designations & Licenses

• Administrative Associate with LPL Financial
• FINRA Series Licenses 7 & 63

Memberships & Associations

• Member, Journey Church
• Volunteer, Twin Lakes Food Bank

Jamie Sweeney

Client Services/Client Benefits Specialist

Jamie Sweeney assists with the administrative duties for Smart Investor’s Asset Management Department and individual clients, including the ongoing review and maintenance of client information. Jamie also serves as a client benefits specialist for one of the firm's clients, a major California union.  Her responsibilities include providing benefit information to union members and assisting in the preparation and presentation of benefit information to union members.

Jamie has 16 years of financial services experience to contribute to the Smart Investor team. Prior to joining the firm, Jamie worked for Franklin Templeton’s quality control department as an assistant supervisor of deposits and payments.

A resident of Roseville, Jamie enjoys exercising and participating in crafts with her three children. She also volunteers for the annual California Correctional Peace Officers Association Shriner's Hospital event.

Kevin Chang

Client Relationship Manager

Kevin Chang serves as a Client Relationship Manager for Smart Investor. In this role, Kevin is responsible for developing and managing individual client relationships and overseeing the implementation of financial planning recommendations. A significant portion of Kevin's efforts are devoted to assisting retirement plan sponsors and plan participants achieve their financial objectives.

Kevin brings to Smart Investor Big Four audit experience. He was a senior auditor in the San Francisco office of KPMG, specializing in real estate audits. A resident of Roseville, Kevin enjoys tennis, golf, cooking and traveling.

Education

• B.A. Business Economics, with emphasis in Accounting, University of California, Santa Barbara
• B.A. Communications, University of California, Santa Barbara

Professional Designations

• Accredited Investment Fiduciary® (AIF®)

Associations & Memberships

• Member, Financial Planning Association, Northern California Chapter

Luann Wallick

Client Service Representative

As Smart Investor’s Client Service Representative, Luann Wallick oversees the establishment and maintenance of client accounts. She serves as a liaison with the various custodians used by Smart Investor. Luann assists the portfolio manager with daily account reconciliation, account downloads and trade processing. On a quarterly basis, Luann is an integral part of the preparation and dissemination of the quarterly reports.

Luann brings to Smart Investor 20 years of financial services experience in all areas of administrative and operational responsibilities for both Registered Investment Advisor and brokerage firms.

A resident of Roseville, Luann enjoys spending time with her two sons, Colby, 26 and Dylan, 20. 

Thomas McHugh

Client Relationship Manager

Thomas McHugh is an Investment Advisor Representative for Smart Investor and currently serves as Client Relationship Manager working primarily with business owners to establish and maintain their qualified retirement plans. He also assists business owners with their personal financial planning, estate planning and investment management needs. With over 25 years of financial services industry working with business owners, Tom’s focus at Smart Investor is to develop and manage client relationships, including retirement plans sponsors and participants.

In his free time, Tom enjoys a variety of outdoor activities including skiing, fly fishing, cycling and camping. He currently resides in Stockton, California with his wife Jayne and his two sons.

Professional Designations & Registrations

• Investment Advisor Representative
• Accredited Investment Fiduciary® (AIF®)
• Registered Representative with LPL Financial
• FINRA Series Registrations 7 & 63
• California Life and Health Insurance License (License No. 0703929)

Associations & Memberships

• Board Member of St. Marys Interfaith Community Services
• Board Member, NAIFA Central Valley Chapter
• Charity Allocations Committee, Rotary Club of Stockton

Tina Herrmann

Vice President of Client Services & Chief Compliance Officer

Tina Herrmann serves as the Vice President of Client Services where she oversees client services for the firm.  As an Investment Advisor Representative for Smart Investor, Tina manages more than 90 individual client relationships.  Tina helps set and maintain the firm's high standards of client service and communication, and prepares and reviews recommendations regarding client investments and specific financial concerns and needs. She is also responsible for qualified retirement plan client oversight as well as maintenance and coordination of annual and enrollment meetings for 401(k) plan sponsors.

Bringing over 25 years of financial services industry experience, Tina is also the firm’s Chief Compliance Officer and is responsible for developing and monitoring Smart Investor’s compliance program, ensuring that all activities of the firm meet regulatory requirements. In this role, Tina acts as a liaison with legal and regulatory bodies on compliance related issues.  Tina is also a member of the Smart Investor Investment Committee that is responsible for making strategic decisions regarding changes of investments or investment related concerns, and review of overall performance of client portfolios.

Tina joined Smart Investor in 2001 with a diverse financial services background. Prior to joining the Smart Investor team, Tina worked at several Registered Investment Adviser firms and Broker Dealers in the Sacramento area, including London Pacific Advisors (formerly Lexington Capital Management) and Charles Schwab & Co., Inc. Tina has served in many positions including Senior Trader, Client Services Supervisor, Director of Operations, Senior Vice President RIA Broker Dealer Operations & Compliance. While at Schwab, she was also involved with the initial public offering of Schwab common stock and the start up of Financial Adviser Services (now Schwab Institutional).

Tina lives in Colfax with her husband John and the couple has one adult son, Colin. In her free time she enjoys camping, quilting and gardening.

Education

• B.A. University of California, Santa Barbara

Professional Designations & Licenses

• Investment Advisor Representative
• Accredited Investment Fiduciary® (AIF®)
• FINRA Series Licenses 7, 24, 52, & 63
• Registered Representative with LPL Financial
• California Life and Health Insurance License (License No. 0E94661)

Tracy Gunter

Benefit Specialist

As Smart Investor’s Benefit Specialist for a major California union client, Tracy oversees the client relationship and helps union members navigate alternative benefit solutions while counseling them on benefit choices that best meet their personal objectives. Tracy’s role involves traveling state-wide to meet with and educate union members on their benefits.  She is also a regular speaker at union meetings and events.

Additionally, Tracy assists with the coordination and retirement plan education services for plan participants of the firm's retirement plan clients.  In this role she works with and advises individual plan participants to help them achieve their financial retirement objectives.

Tracy lives in Auburn with her two children and enjoys hot yoga, hiking, reading and juggling. In her free time, she works with Folsom State Prison's correctional officers to do various community and charitable activities, including events at the Shriners Childrens Hospital in Sacramento throughout the year. For years, Tracy has participated in the Auburn Community annual Renaissance Faire, teaching 7th graders to juggle.

Education

• B.A. Business Administration, Chico State University

Professional Designations & Registrations

• FINRA Registrations 7 & 66
• Administrative Associate Representative with LPL Financial
• California Life and Health Insurance License (License No. OE10520)